On November 21st, such a screenshot was disseminated on many WeChat groups in Changsha, titled 'We're Running Away'. The theme is explosive, but the wording still exudes a sense of diligence, as shown in the following figure:
The platform running away is Shanda Jinxi, which still has 20 billion yuan of outstanding funds. According to insiders on the platform, their chairman has been out of touch since November 10th. At present, the Local Financial Supervision and Administration Bureau of Hunan Province has determined that Shengda Jinxi is suspected of illegal fundraising.
The "Gold Attraction" Method of Shengda Jinxi
According to publicly available online information, Shengda Jinxi was registered and established in 2011; The map shows that it has multiple branches in Changsha.
For many years, Shanda Jinxi has attracted investors with an annual return rate of around 14%. According to the "Equity Confirmation Letter" provided by the customer, its maximum committed revenue is as high as 16%; The contract signed in November also had an annual return rate of 13.2%, which is highly attractive.
From a "Equity Confirmation Letter" provided by a client of Shanda Jinxi, it was found that the client did not directly sign an investment agreement with Shanda Jinxi, but joined some partnership companies in the name of joining, and Shanda Jinxi was the service provider of these partnership companies. But according to an interview with a branch of Shengda Jinxi in Changsha, the client's investment funds ultimately went to Shengda Jinxi.
According to the national enterprise credit information disclosure system, Shengda Jinxi's business scope includes the registration and publication of private investment and financing information permitted by laws, regulations, and policies; Financing business consulting, planning, management, and consulting services; Debt transfer intermediary services (the above business scope shall not engage in intermediary services for deposits absorption, fundraising and private investment and financing; national financial supervision and fiscal credit business such as investment, entrusted loans, and loan issuance). In response, an investor at Shanda Jinxi recalled that the investment account given to her by the salesperson at the time was a private account, not a public account, and this behavior may have been to avoid regulation.
Retirement Plan and Government Intervention
On November 19th, Shengda Jinxi released the "Announcement on Matters Related to Benign Retirement Work", as well as a "Proposal for Autonomous Benign Retirement" by Shengda Jinxi. The plan states that after one year, the investment funds of customers over 65 years old and customers with a principal of less than 30000 yuan will be refunded, and other customers will be redeemed from December 2024. The redemption process is completed in 48 installments and 36 installments, with each installment not exceeding 10000 yuan.
At present, Pang Jibiao has been out of touch for more than ten days, and there are some clients in Shanda Jinxi's office who are discussing the matter. However, the red sandalwood door of the chairman's office is tightly locked, and the former secretary of the board of directors also refuses to answer any questions. Fortunately, the investigation into Shengda Jinxi has been initiated, and the financial regulatory authorities and public security departments have collaborated to investigate.
Ai Huicha reminds everyone that the best investment is to invest in oneself
